Skip navigation.

You are here > Home / Features / How to rip off WINZ

How to rip off WINZ

By Dave Crampton | 30 Jul, 2007

Comments (262) Skip to comment form

It is a fact that some students will not be working at the end of this semester. Some may even end up on the unemployment benefit. So it is important to learn how to maximise this, particularly if you have finished your studies and are looking for that dream job to avoid winging your way to Australia. However, there are other loop-holes for those intending to be on a benefit temporarily.

So, if you are considering going on a benefit, here’s how to survive. If you are unlucky enough not to have a job (or lucky enough to pick up a part-time job for a few months), go on a benefit. Benefits are low enough as it is, because the Government refuse to give beneficiaries enough for a reasonable standard of living. So they give top-ups, instead. As a beneficiary, you will get a Community Services Card which will give you, among other things, cheaper visits to the doctor - even if you get a job, and go off the benefit, the following week.

You can earn up to $80 a week without having your benefit touched - but it will be abated if you earn between $80 and $350 a week. Your accommodation supplement won’t be touched unless your benefit is suspended.

So, will you get your full and correct entitlement? Wellington Regional Manager Mike Bryant thinks so. When asked whether Case Managers were aware and made sure that clients get full and correct entitlements, he paused - before eventually saying “yes”. He later added, “I would say that most clients are getting their full and correct entitlement.”

However, benefit advocate Stephen Ruth from the People’s Centre wouldn’t agree. His response, when asked if clients were getting correct payments:

“Certainly not!”

Ruth deals with people every day who are not getting their entitlements and has his own views as to why this is the case. “It’s a combination of insufficient training and not being aware of their clients’ circumstances.”

If you are not on a benefit, as a result of earning approximately $400-600 a week, but have significant accommodation costs - perhaps a mortgage - get the accommodation supplement as a non-beneficiary.

If you have had essential maintenance costs in the past year - such as spending $1000 on the house that’s about to fall over - add that on to increase the amount, and put the extra $30 or so each week towards paying your $1000 loan. When your bank balance runs dry (because you’ve paid your speeding ticket, or spent too much going clubbing), you can get financial assistance through Work and Income and - in some cases - you don’t have to pay it back.

Has your old cell phone died? If you are on the unemployment benefit, pay WINZ a visit. Tell them you are looking for work, and they’ll give you a new one (if you haven’t got a landline). You can then use your student card to surf the internet over the holidays. Urgently need to go to the dentist? Make sure your bill is $300 or less, and you can go for free. WINZ will pay it for you if you can’t. If it’s likely to be around $600, pay $10 every four weeks for membership to the People’s Centre and get their dentist to do it for under $300, paid for by WINZ. They’ll give you a root filling for $305. You pay $5, or, as with expensive treatments, get the balance over $300 with a WINZ interest-free loan and pay it back at $10 a week. To do this, you must have less than $892.69 in the bank and earn less than $468.64 a week (if you are single), less than $1487.46 and earn less than $680.66 (if you are partnered). As a People’s Centre member, you can also get cheap massages; doctors’ appointments; counselling; acupuncture and foot and hand care.

If you happen to get a dream temporary job for 9 weeks, paying $2000 a week, don’t cancel your benefit - have it suspended, instead. However, if it is suspended for more than 8 weeks it will automatically be cancelled, with no warning. So, to avoid this happening, just resume your benefit for a day after week 6. Then simply suspend it again, and the 8 week cycle will restart. Voila! You won’t have the hassle of reapplying for the benefit once your job has finished.

Then, when you have finished your job, spend your money quickly.

Buy lots of alcohol. Pay off your credit card. If your power bill is $350, don’t pay it - pay your phone bill instead. That’s because you can apply for a power advance - essentially an interest free loan - from WINZ. And, according to Bryant, they may be able to pay for it even if your name is not on the power bill.

“We look at each individual’s circumstances. If their name is not on the power bill, it makes it more complicated.”

“It doesn’t matter whose name it is,” Ruth admits. “There’s been a High Court Case that has tested that out.” But he acknowledged that even though each person in your flat may be entitled to a proportion of the bill, WINZ will pay the bill in full should an advance be applied for, letting the other flatmates off the hook - even if one is not a student, but a high earner.

If you are in a flat and you can’t pay the bill the following month, have your unemployed student flatmate get the advance. You’ll just have to pay WINZ (or Studylink, if you’re on a Student Allowance) back at about $10 for 35 weeks. However, if you have to choose between paying for power, food, speeding fines or credit cards, what do you do?

You pay your fines. Ruth says you may also want to pay your power bill, and pay more towards your credit card, too. “If you pay your power bill and that means you have insufficient money for food, then you can get a food grant.”

You can get up to $150 each time – even if you are on a Student Allowance - and you don’t have to pay it back. According to benefit advocates, the best time to go to WINZ or Studylink is during the end of the week, as you are more likely to get a larger payment. Your unemployed student flatmate can get a food grant the following week, and the third flatmate can do so the week after that. Good way to stock up. If you still can’t pay your power bill, get an advance from WINZ at the same time.

However, you must have a low bank balance. So pay your credit card off in full beforehand; even pay it off early, if you need to. There are maximum annual limits to advances but Bryant, off the top of his head, wasn’t able to tell me what they were, or even what they were based on. “I wouldn’t like to say whether they were guidelines or legislation – I’ll get back to you on that.”

He never did.

For the record, the limits are guidelines. They have no basis in legislation. That is why WINZ managers have discretion to exceed them, as Bryant explained.

“In certain circumstances, we have the ability to approve payment above the maximum. But Case Managers cannot make payments above the maximum without the approval of the Service Centre Manager.”

But what if the Service Centre Manager fails to approve? “Well, you go to a benefit advocate, and you’ll get your advance,” Ruth says.

What if you get kicked out of your council flat? Easy. You have to find another flat and get an advance for rent and the bond. The Council takes so long to refund bond money that by the time you need it for your next flat, wouldn’t you be able to get a WINZ advance for 2 weeks rent and bond - and pay it back at $10.00 a week with the money you eventually get back from the Council? “That’s possible,” Ruth says. “All you have to do is show that you have an immediate and essential need.”

Need some furniture? Get an advance to pay for some cheap furniture – then, if you don’t want it anymore when you have sufficient funds to buy better stuff, see if you can sell it on TradeMe for more than WINZ paid for it at the Sallies.

So, you’ve just gone on the benefit but have a job interview. You don’t want the job but you could do with the interview practice. Why not get $250 worth of clothes for the interview? You can, and you don’t have to pay it back. Alternatively, get $125 worth of clothes and get the rest either before the next interview or when you start work, as $1500 is the annual maximum.

You’ve found out that you are pregnant. You’re single. Baby is due over the holidays. Go on the Sickness Benefit at the end of the term and then onto the DPB once your child is born. Then apply for the Training Incentive Allowance for next year’s studies, have much of your fees paid for you and stay on the benefit. It’s better than getting a loan for living costs - and the balance of your student fees is paid for with an interest-free student loan. You can get a childcare subsidy from WINZ, and claim a proportion of the balance of your childcare costs back through IRD at the end of the financial year.

And if your head is lacking hair and you look so disfigured that you need a wig, you can apply for that too – provided you need it on cosmetic grounds and the District Health Board can’t meet the costs. While you’re there, you may want to apply for a vasectomy while you are waiting. Vasectomies have to be done while you wait, actually. You can get up to $300 for each, provided the District Health Board can’t meet the full costs.

So: you’ve had your abortion, got your urgent dental treatment, vasectomy, food grant and power advance. You’ve got a degree on the back of a Training Incentive allowance. It’s time to get a job. You’ve got your cell phone and a job interview, along with a work start grant for clothes and other essentials. Work for a mate, and that mate could get a WINZ subsidy up to $16,900 spread throughout the year to pay for your wages. That subsidy will then in turn pay for the employer contributions to your KiwiSaver scheme from April - so then you’ll have enough money to pay your contribution, until you get the job you really want.

Comments

Evee
July 30th, 2007 at 10:57 am

Thanks for perpetuating the stereotype of a lazy and unmotivated dole bludging student you fuckwit. Not all of us choose to live this way.

dave
July 30th, 2007 at 11:31 am

ummm.. this is not actually “ripping off” WINZ, every thing here is actually legal. A rip-off is often seen as breaking the law or doing something dodgy.

Phillip
July 30th, 2007 at 1:08 pm

Yeah, because Salient has never sensationalised a heading before…

Nick Archer
July 30th, 2007 at 1:36 pm

And there is some actually good information that a lot of students will find really helpful. For example when you finish study and you don’t have a job lined straight up get a food grant when you apply for the unemployment benefit to tie you over during the one week stand down period. Also $250 clothing grant for a job interview as you will have only been buying sneakers and jeans over the period of your study and you will need a suit. And finally why not use the Training Incentive Allowance if you are eligible…

Brad Schmidt
August 3rd, 2007 at 11:32 am

Good article - this country treats students appallingly - no wonder there is a brain drain! The Government either wants to trap students with a lifetime mortgage called a student loan, or see youth remain uneducated. Students are the most-suffering group in this country and it is deeply immoral and unfair. Education should not just be for the rich, as it is today. The rich are usually brain-dead from being so out of touch with reality.

You've been mass media-ised
August 3rd, 2007 at 11:50 am

amen
August 3rd, 2007 at 12:24 pm

Judging by your comment Brad you must earn a lot of money…

Tracey
August 3rd, 2007 at 12:41 pm

This is not ripping off WINZ - This is ripping off the tax payers.

Greg Saw
August 3rd, 2007 at 12:57 pm

Maybe it is WINZ workers who need to be aken to court to explain why they do not give full entitlement unless we begg then threaten legal action.

Hahn
August 3rd, 2007 at 1:38 pm

I have just finished training, it took 3 and a half years. i have full medical and dental cover, cheap accommodation (i live in auckland, the most expensive city to live in). i have the opportunity to travel all over the world including antartica for free, not to mention up and down nz twice a week. i was being paid to learn and paid between courses, and therefore have no student loan. in fact i have savings. i had a job as soon as i finished training. i have no sympathy for students moaning about money. there are other ways to live without ripping of the NZ tax payer!, My job may not be for everyone but seeing what you guys get, the nzdf rocks!

barry
August 3rd, 2007 at 2:05 pm

get a job and stop spending my tax money!

Paul
August 3rd, 2007 at 2:22 pm

I think that many of your readers are missing the point, you are simply pointing out what many unemployed people already do. New Zealand needs to simplify its benefits system, beneficaries should get thier benefit and that is all, no extras. Either the benefit is enough to live off and you dont need all these extra handouts, or the benefit needs to be raised.

There is no excuse for having all of these “optional” extra that case workers can distribute to clients that they like and withhold from those they dont. They encourage beneficiaries to mis-manage thier money, and this breeds dependence on the benefit.

Why should someone who gets pregnant, goes to prison, or simply doesnt work and lives on a benefit for long enough get their student fees paid for out of a training allowance, while someone who has never depended on a benefit has to pay for thier own?

BTW, I am not a student, or a beneficary, and I havent been for many years.

'Laura'
August 3rd, 2007 at 2:34 pm

I am a mother on DPB, and am appalled by your article. Being unable to work full time I work part time, and am worse off due to the abatement system and secondary taxation and no I am not a student. Your article has gone nationwide.
When despite my hard work I cannot adequately shoe and clothe my children during winter or keep bills up to date because of high charges, then I see you encouraging people to try and get free cellphones and clothing for jobs they don’t want I think you have a jolly nerve. As someone who is going to be one of our future professionals your sense of ethics is in the gutter. Having left my number on the Salient answerphone if you’re even half the journalist you claim to be, I challenge you to ring it and hear the real story. Of what life is really like on a benefit. Not just as an individual wanting to party at the taxpayer’s expense, but as a family for whom spending decisions mean paying bills in full or feeding/clothing growing children. Oh and when they get sick having to owe the doctor. .

Bryce
August 3rd, 2007 at 2:49 pm

Excellent article. the ‘mass mediaisation’ of this article has made people sit up and take notice! The beehive will be buzzing again, to try and introduce a law to close this loophole ! They are always doing this aye! Good stuff for Campbell LIve and Close up

Blair
August 3rd, 2007 at 2:50 pm

Sailent is an embarasment to Victoria University.
It’s ashame that you encourage our students, future leaders to participate in your disgusting way of life.

Mitch
August 3rd, 2007 at 3:16 pm

How sad, that in order to take advantage of, or even just use a system set up to help New Zealanders one must come to an article like this.
I am a full time employed Kiwi, have a $14.000 student lone and the $160 taken from my pay each week for this is just enough to make life hard.
Being able to get for example an accommodation supplement will make a really difference. This is Tax I pay, so why shouldn’t I take advantage of it? If the government is offering a new cell phone, why would someone like me put it on hire purchase when WINZ will save me the burden and enable me to get on with life without being further disadvantaged by my student debts.
Of course this could be abused, but when all is said and done it is to the credit of NZ that we have this option.
“Laura” should take stock of just how she is able to live based her WINZ income, just try doing that in Fiji, Perth, or many other countries, she has is better than many!

CECIL
August 3rd, 2007 at 3:17 pm

HAY DAVE YOU N00B WHILE YOU WERE FINGERING THAT PIE THIS MORNING I RIPPED OFF YOUR HOUSE AND SLEPT WITH YOUR BOYFRIEND

TJ
August 3rd, 2007 at 3:42 pm

The main reason people don’t get their “Full and correct entitlement” is because they do not tell their case manager ALL the FACTS about their situation. They Lie and omit and only say what they think case managers want to hear. And they base that on what other equally ill informed people have told them about what they heard their friends cousins aunt heard someone got.
So if you want you entitlement stop seeing your case manager as the enemy and be honest with them and yourself, you’ll be suprised and how it will change your life!
Remember by encouragaing other to “rip-off” the systems by making themselves look worse off tan they are to maximise their benefits, it money theGoverment could be using to make the life of the student better, the student who will become a tax payer with their degree, whose money are they ripping off then?

TJ
August 3rd, 2007 at 3:42 pm

The main reason people don’t get their “Full and correct entitlement” is because they do not tell their case manager ALL the FACTS about their situation. They Lie and omit and only say what they think case managers want to hear. And they base that on what other equally ill informed people have told them about what they heard their friends cousins aunt heard someone got.
So if you want you entitlement stop seeing your case manager as the enemy and be honest with them and yourself, you’ll be suprised and how it will change your life!
Remember by encouragaing other to “rip-off” the systems by making themselves look worse off tan they are to maximise their benefits, it money theGoverment could be using to make the life of the student better, the student who will become a tax payer with their degree, whose money are they ripping off then?

Nick
August 3rd, 2007 at 3:53 pm

It would be interesting to know why ‘Laura’ you don’t work full time, because it sounds like you choose to earn the minimum amount to keep yourself on the DBP. In other words you choose to be on a benefit. Students don’t choose to be on a benefit, because they are actually educating themselves rather than sitting round collecting welfare. They are on a benefit because the course takes X time in their week and (although most have part time jobs) therefore they are unable to work. However collecting the DPB is a CHOICE, so I’m not sure what you are whinging about.

Talk about a bludger calling a bludger a bludger!

Mitch
August 3rd, 2007 at 3:57 pm

You hit it right on the head with that one Nick.

Andrea
August 3rd, 2007 at 4:32 pm

Hey - why shouldn’t the hardworking, law-abiding student, studying for a degree (to help this country out with his knowledge and to fill those vacant job positions with New Zealanders rather than ‘imports’) receive help from W&I. Just remember those jailbirds are receiving all the same help for free too - and they don’t have to take out student loans which have to be paid back! A quicker way to access all this free help would be to get on into the ‘inside’ - I heard it’s like a ‘holiday camp’!

Hahn
August 3rd, 2007 at 4:51 pm

Yea, and join the ranks of labour supporting, dole bludging, economy draining ,blood sucking parasites… i guess you will be in the minority and it wont last, hang on its mmp, doesnt work like that! who was it who said “Get a job ya Bum!!!”?

Heather
August 3rd, 2007 at 4:55 pm

Great info here, wonder if Superanuatants are able to procure some of these great things. i wonder what entitlements we are able to get that we are not informed about.
Must give some a go. Thanks

dave
August 3rd, 2007 at 4:58 pm

all of these schemes are a load of shit, Im a student that does not get shit from the govt… i choose to work my ass off throughout the semester every year to gain a qualification that will further myself and contribute to the countries skilled professionalism… and what do i get at the end of the year? a fucken tax bill because i earn t over the income threshold with my part time job that i need to pay for my studies. which in turn requires me to pick up more hours to pay off the fucken bill. a vicious cycle. i work hard and pay my taxes for fucken auntie Helen and her labour sidekicks to give to all the lazy fucks out there not prepared to work for a legit living.

dave
August 3rd, 2007 at 5:09 pm

Hi guys, a few more thoughts, for those who think some students should just ” get of their arse” and get a job while studying, well, some students have kids they haveto put to bed at night and stay home while they are in bed. Single people can get jobs easily.

Also, if you are getting a power advance from work and income, they`ll tell you that you have to have not just a bill thats due, not just an overdue bill, but a disconnection notice. THey told at least three people that today. They told me that when I rang up - and when I said what does your legislation say -do you know what the call centre person said.

“Whats legislation?

She didn`t even know what legislation was. Duh

These people are in debt to the power company as a result of not being able to pay their bill at the discounted amount. They haveto wait til they get an overdue bill pluys a $100 disconnection notice.

Legislation allows bills to be paid at discounted amount if there is an immediate and essential need - ie the bill has to be paid - but the case managers don’t allow it.

dgdgdg
August 3rd, 2007 at 5:44 pm

sdsadsadsad

Samuel
August 3rd, 2007 at 5:49 pm

Dave your article should be much benefit to needy students of the nation. It is appalling how winz treat students. Part time workers also get treated badly and end up owing winz money. Winz never has enough time to see you either. I have no problem with beneficiaries getting all the money they can off the system.
Remember the national party started the student loans and benefit cuts.

Paul
August 3rd, 2007 at 5:49 pm

Sydney, that is precisely the problem, it should not be up to the case manager, it should be set in stone, written down so that everyone can access it, or nobody can. The circumstances under which you qualify need to be written as well.

You can not have a system that allows the case managers to give taxpayers money to some beneficaries and not to others based on how they feel.

That is why I think that all of these extras abolished completely. If that would not leave people enough to live on then the benefit has to be raised.

Cassidy
August 3rd, 2007 at 6:45 pm

Greg Saw
August 3rd, 2007 at 12:57 pm

Maybe it is WINZ workers who need to be aken to court to explain why they do not give full entitlement unless we begg then threaten legal action.

GRED SAW AND TO ANYONE ELSE WHO IS IGNORANT TO THE WORK THAT CASE MANAGERS ACTUALLY DO….

The WORK AND INCOME case managers ( its no longer called winz dipshit) arent the ones that should be held responsible for not giving full entitlement, its the legislation and pressures from government and service centre managers that should be diciplined. As a former case manager i was hired by WORK AND INCOME at a very young age and would say that most case managers give as much as they are able to get away with.

Fuck people are stupid.

Saying people should take Work and Income workers to court for DOING THEIR JOB is like takin your credit card company to court because they fined you for not paying your overdue bill.

Adam
August 3rd, 2007 at 6:51 pm

‘Laura’: IRD can look upon two full-time jobs, or a part-time job and an income from WINZ, as equivalent to one full-time job, so I’ve heard, and therefore you don’t need to pay secondary taxation. I suggest you make an appointment at the IRD to talk over this possible opportunity for you to keep more of what you earn.

Adam
August 3rd, 2007 at 6:53 pm

I mean, two part-time jobs, or a part-time job and assistance from Work and Income.

gogo
August 3rd, 2007 at 6:58 pm

interesting article…
my view is, if u are entiltled u are entitled…
however, most of the time we do not get we are entitled to due to the judgements of work and income workers.
i recently required urgent dental care and was on the bones of my arse. when i approached the local winz to where i live which is based in one of the lowest socio economic areas in new zealand, i got the feeling as soon as i walked in that i was a little too ‘white’ and a little to well dressed to be welcomed. i was told to go back the next day as i apparently didn’t have the ‘right’ documents with me.
the next day i was drilled by a woman wanting to know what i could possibly have spent $12 on at Briscoes (a mother’s day card and wrapping paper) and whether my versace sunglasses were real! WTF!!?? They are but might I add they were a present, and were brought off trade me!
they then told me my dentist quote was too dear and sent me to one in the slums that actually worked out more expensive by $150!
After all of this crap it was finally approved, much to my relief. I suppose they do have systems in place to weed out the bullshitters but honestly, where do they draw the line???

Hana
August 3rd, 2007 at 7:02 pm

I am a young single parent on the DPB, but I also study full time and will end up in a govt job. In the four years that i have been on the DPB I have not known about dental care, medical care or eye care grants, all of which have been needed at one time or another, yes I am guilty of not asking, but I have never heard these mentioned, and yet I know they are there. I have struggled to pay bills, but have not known that there are grants available to help me. I have paid bills and then lived on bread and noodles for the week because I havent known about food grants.
There will always be those who go out of their way to recieve whatever they can for as little as possible, but there are those who really are in great need, and knowledge gives these people power in WINZ. Well done in getting this article out there, no one on a benefit really enjoys being there and for many you will have made life just a little easier. :)

A "Bludger"
August 3rd, 2007 at 7:09 pm

How interesting that Nick has demanded that “Laura” provide evidence as to why she is only working part time and claiming DPB. I am on the DPB as my husband left me and our 2 kids on New Years Day this year, without warning or prior anything, to live with the woman he had been having an affair with. He expected us to live on no money, no savings, no food in the cupboards (we were due to go grocery shopping a couple of days after he left). I had been working up until a week before Christmas, and stopped at the joint agreement of my (now ex) hubby and myself, due to medical/illness issues. I was due to start studying from home towards a B.Comm this year, and my DPB and Training Incentive Allowance(s) have enabled me to persue this, while it is inadvisable medically for me to go out to work (I have immunity issues currently). My DPB provides income for me and my children to live on. It is not alot, $275 per week basic benefit + Family Support + Accommodation Supplement. A total of $472 per week. Paying of bills takes care of $350 pw, and groceries for my kids and myself takes a further $100 per week. Leaving me with $25 each week for me to clothe and shoe my children, pay for their medical costs, and any transport requirements (I don’t drive). My ex doesn’t contribute any more that he absolutely must (child support doesn’t come to me, it goes to the government to assist with my “upkeep” while I am on the benefit, and is compulsory) financially, and decided that he only wanted to have contact with the children once a fortnight for 5 hours. He has told me that when I do start work (after study) he is planning on going on the unemployment benefit, so that he only has to pay the minimum amount of child support ($18 pw). He decided that his girlfriend and her 2 kids are much more important that his own children, and thinks nothing of regularly spending a considerable amount of money on them, but won’t buy a pair of shoes ($20) or a pair of jeans ($14) for his own kids from The Warehouse. Being a parent on the DPB and trying and managing to support yourself and your children is hard enough. Getting flack from those who consider themselves better than you, simply because of a situation of circumstance, is horrendous. As my Mum would say, “there but for the grace of God goes you”.

dave
August 3rd, 2007 at 7:30 pm

Hana, could you please leave a message for Dave at the Salient office with your phone number ph 463 6766

CMR
August 3rd, 2007 at 7:34 pm

The scheme is designed for all of us who may be in genuine need.

Nevertheless, there is no “them” to rip off! There is only an “us.”

At various times of our lives we all either draw from the scheme or contribute to it through taxation. We are all an “us!”

vicks
August 3rd, 2007 at 7:43 pm

being a student is hard work and financially draining, for those people who have other responsibilities such as kids or disAbilities which require long term care, it is sometimes not possible to work, but has it occured to some of you people that the reason some of us choose to be students is so we can better ourselves, get off the benefit and be providers for our children?
winz are there to help, often they dont and you have to involve services such as beneficaries advocates but the reason for this is that too many people sit on there arses at home, collect the benefit and die having made nothing of themselves,
personally i want to go somewhere and i say go anyone else who wants to make a difference in this world

Observer
August 3rd, 2007 at 7:48 pm

Taking an observers point of view, I’ve had a student loan, struggled to find a job, with student allowances and dole, after getting a job I’ve paid taxes since, raised a family on single income without government assistance. So been there done that and dragged myself out of it. That said, I do advocate for a fair system to support those in need due to situation or circumstance to keep people in housing and give children in challenging situations the best possible opportunity for both a childhood and an educated future.

It is interesting to see that the the premise about this article and a lot of the comments are about getting money out of the government. All of the commentary about the extras highlighted is just an advance of money, with a few exceptions, this has to be paid back.

Has anyone thought maybe this attitude to money is part of the bigger picture? Some of you here and our future children, will struggle to scrape together enough cash to get a deposit for a house let along earn enough to pay the mortgage of the future. Just ask an economics student how it works…

The premise of have it now pay for it later is making the later very expensive and allowing the multinationals offshore to get rich in the process. Surely an attitude of creative thought and some focus on how to get the most from our collective system (Government, NZ Businesses and Employees included) without ripping the system off in the process is better than I’ll have it now and won’t think about tomorrow.

Keep in mind those students today who are relying/rorting on our less than perfect system will be the ones paying for their parents government pension and providing the taxes to pay for those cheating bludgers in the future, that is if they don’t bugger off off-shore to those pillaging multinationals….

Brendon, Auckland Uni Student
August 3rd, 2007 at 8:06 pm

Hey guys, congrats on pissing off WINZ. The Herald’s article on you made my day. You’re gonna be all over Craccum next week.

Sandra
August 3rd, 2007 at 8:37 pm

The main reason I’m leaving this country soon is because of people like you! And I wish I’ve never come here in the first place. To think that I have been paying taxes from day one, for the last 10 years, for the lazy bums like you! So, Australia, here we come!! At least there are less loopholes and more hope!
PS. With three degrees to my name (the last one a doctorate) obtained without a student loan, I’m still doing a menial job here because I’m foreiger (with no kiwi experience), but at least I’m not ripping off the honest people who work in this country.

Cheers!

Sandra M.
August 3rd, 2007 at 8:38 pm

The main reason I’m leaving this country soon is because of people like you! And I wish I’ve never come here in the first place. To think that I have been paying taxes from day one, for the last 10 years, for the lazy bums like you! So, Australia, here we come!! At least there are less loopholes and more hope!
PS. With three degrees to my name (the last one a doctorate) obtained without a student loan, I’m still doing a menial job here because I’m foreiger (with no kiwi experience), but at least I’m not ripping off the honest people who work in this country.

Cheers!

Rehman
August 4th, 2007 at 1:55 am

The peace I have since I got my full time job was never when I was on benefit, I am enjoying my job, I worked as labour when it was impossible for me to get a job in 90’s. Then I worked in the night shifts and jobs security guards, night porters and taxi driver. I was trying very hard and today after the 9 yeras efforts I own a company and realy enjoying my job, I do not even wanna think about going back on benefit, I may still be qualified for some benefits but I rather spend that time at my work.

I think working full time is stress free and If some one is going to dhole office every day thats a very stressfull life why we choose stresss. When we can l.ive stress free. Those days are gone when It was immpossible to get a job now there are plenty of jobs waiting hope the students will enjoy it.

I think who should go on benifit? If some one is sick, pregnant,disable,child,or have child single mothers,retired or in a emergency. Not some one who say I can not find a job and never try for one.

John
August 4th, 2007 at 8:19 am

A good thought provoking article that will have politicians champing at the bit to take the moral high ground. One aspect not covered is that not all students have access to the services of WINZ, and hundreds of students have real financial struggles, but get no support because of their parent’s income. It is just assumed that working families can meet the all the costs of sending their kids to university. As the father of a first year Vic Uni Student we have had to send out son off to Uni with no financial support, to struggle on a daily basis. We are unable to support him financially and he cannot access any additional support because of our perceived income. With two other children to raise, both parents working we can’t even afford to buy a house, never mind pay for university and living costs for him. I guess we do our bit by paying taxes which allow other peoples kids to attend Uni and get the additional support they need. No great incentive for anyone to get off welfare is there?

Radius
August 4th, 2007 at 10:08 am

well, this story is very interesting, I admit, I have used some of these similar systems before, (years ago- when i had nothing) but one day you also as an individual may wake up and think, what am i really doing with my life? living off the govt anyway i can, what a great example am i setting for myself, my whanau or families. yes i still see WINZ or the Govt.still havnt really plugged the loopholes,if they do, others are created by some other educated individual,-pity its possibly for the wrong reasons, as a director now of my own company, I pay shitloads in taxes but at the end of the day, its all about survival in this day and age and if the govt know of these loopholes and yet still let people still get away with them, then i not surprised why anyone wouldnt use em, very interesting article,

michele
August 4th, 2007 at 11:18 am

Thanks 4 the great info. Dave. Not everyone needs a helping-hand, and not everyone needs to take your advice - I’m certainly taking much of what you have said on board for family and friends still trying to navigate their way through the mine-field of WINZ…most are awaiting interviews/pregnancy/etc…..as they are clearly not being told their entitlements and obviously - WINZ case managers are certainly not going to encourage you to know any better if you don’t know any of this first……as 4 the other tossers in here who think its a bloody travesty to help out other’s? Suck it up…Cheers Dave!

Adam
August 4th, 2007 at 11:58 am

Being on the DPB or any other benefit is a choice? Well, it doesn’t take an Einstein to figure out that it’s best to take the benefit, if the only alternative, for example, is homelessness!

Seann: you’re right. NZ has become a place where you’re either used or you’re one of the users. There’s not a lot of middle ground anymore, which of course is very unfortunate for those of us who don’t want to use people and don’t want to be used ourselves.

There is not much of an incentive to be a student. It’s financially easier to be an unemployment beneficiary than it is to be a student, which is ridiculous. So what happens if you’re one of many that doesn’t have parents or other relatives there to pay for the costs of the course you want to study in order to better yourself? You can beome an unemployment beneficiary, where you get money without having to pay it back, or you can try to survive as a student, where you get a student allowance but you also have to get a student loan for thousands of dollars. That really sucks. I’d like it if the Government encouraged people to work and study. Those of us from less wealthy families would jump at the chance to study or work, but if we can’t find work, then all that’s available for us without going into debt is the dole.

Jean-Michel
August 4th, 2007 at 12:27 pm

Great discussion. Real intense content.

dave
August 4th, 2007 at 12:52 pm

Actually Adam its much better being on a student allowance without a student loan than on a benefit - all you need to do is 6 courses, can earn $150 per week without your benefit abated and you can access subsidies. If your partner is not working full time he/she can earn up to $360 a week if you are not working at all without the student allowance being abated. However, if you are means tested through your parents income its a lot more difficult.

Too many students get a student loan for living costs and rack up huge debts instead of biting the bullet. Living off the student allowance and accessing subsidies from Studylink and working part time is much more sensible if you are able to budget.

cam slikas
August 4th, 2007 at 12:55 pm

Good on ya, I work full time and always have, good that someone has actually put down on paper what we all new all along. You have really shot yourself in the foot now tho, as obviously the government will now work out these loopholes. Hopefully the end of seeing students partying mid week and wearing the newest clothes listning to their ipod. Hundreds of thousands of dollars for the to earn a stupid art degree,

Janey
August 4th, 2007 at 2:30 pm

I cant believe how many free loading, dishonest, dipshits support this piece of shit article. If your intention was to piss of Case Managers, well done! But you have also pissed off a lot of harding working, HONEST tax-payers! Not only have you got the attention of Case Managers, you’ve most probably got the attention of the Benefit Fraud Squad who will most probably investigate every single student ‘grants’ etc ….. thanks a lot you stupid-arse, shit for brains, dick head!!

Awryly
August 4th, 2007 at 3:08 pm

(quote)
“Ministry of Social Development chief media advisor Bronwyn Saunders said Winz would not speak to NZPA about the article but issued a short statement:

“It is disappointing the Salient reporter has deliberately mislead readers about Work and Income assistance.

“Anyone who deliberately deprives themselves of income or manipulates their circumstances to be eligible for assistance is committing fraud,” the statement said.

She declined to say whether the information in the article was illegal or wrong.
(end quote)

In my experience, as a senior ex-MSD staffer who knows WINZ well - too well, this is a typical MSD response. They can’t point to anything illegal (and there isn’t) but somehow think it’s unethical to operate a system to your own advantage. They forget that an entire sector of the financial advice industry is based on figuring how to operate tax laws - within the law - to suit taxpayers rather than the IRD.

Make no mistake: WINZ also operates their various systems to its advantage whenever it suits it or it thinks it can get away with it.

But nice hypocrisy, Bronwyn. Well done.

jason gunn
August 4th, 2007 at 4:23 pm

poo

georgie
August 4th, 2007 at 8:22 pm

Due to familal circumstances which I’d rather not disclose, WINZ is pissed off with the article because it is SO TRUE, and they reckon it was an inside job, because the details are too accurate to have been sourced from an ex beneficiary. None of its illegal, but its stuff they don’t really want to be public knowledge cos they then have to actually do it. And to all those people that moan bout using taxpayers money? Move to Washington DC and look at all the bums who are too poor to live anywhere. Then come back to NZ and realise that by paying your taxes, you’re helping to keep our streets free of bums, (except the ones who like living there)

McMann
August 4th, 2007 at 9:10 pm

Good insite to entitlements but its all good while you’re a student and live in a false reality where everyday life has no consequences. Unfortunately all students leave varsity and usually get a real job and start contributing and in turn may even get pissed off by people getting their full ‘entitlement’ from WINZ.
Paying of 20 to 30k of a student loan when its your own hard earned money certainly gives a slightly different perspective to things. Its even better when you go offshore to get real wages and get charged outlandish interest rates on said student loans to help subsidise benificiaries we were all so keen to be when times where different….
Swings and roundabouts…

Shaun
August 4th, 2007 at 9:53 pm

kimmy
August 5th, 2007 at 12:17 am

i live on the invalids benifit not by chioce, i suffer from severe R A (arithritis) i hav one child, after i pay my rent i hav 200 dollars to pay food,power,phone ,meds, school fees, cloths we get given cause wins dont help me much at all, even with a poor card my doc bills are still 35 bucks , i dont have a car and me and my child go without alot as do students i cant blame people for taking what they can from the winz story and running, the goverment make me and alot of people live on nothing and beg for everything i get, i can come from winz feeling that i should top myself because im one of the undeserving, my child an i live on 20 grand a year but on the news last week they said it costs 92 grand a yr for one prisoner , get that… life is not great for all on a benifit someones got to look afta the kids the men dont they walk an start new lives , i wish i could work i did rite up until i got ill , those were the days a

A. Non
August 5th, 2007 at 1:09 am

The information in that article is mostly correct, but whoever decided that headline was the one to go with needs a quick smack upside the head with the clue stick.

One, as someone else pointed out, it’s Work and Income, not “WINZ”. They only changed the name how many years ago?

Two, none of that is ripping off the system. It’s all legal entitlements, which you would receive if you meet the qualifications. Knowing what to ask for is not a “rip off”. That’s just shoddy and journalism.

Dave
August 5th, 2007 at 4:16 am

Good article. I can see why the spin and tone of it has p*ssed off a few people, but the guts of the info you’ve given is accurate.
I worked for WINZ in its earlier incarnation of NZISS for some years. Some things haven’t radically changed since then: beyond the basic benefit and common top-ups its mostly a case of “don’t ask - don’t get”. Hana’s situation is a common one. This is where student welfare groups & organizations like the People’s Centres are necessary - they can let you know what things you might be eligible for beyond the basics and how to go about getting them.

Shaun
August 5th, 2007 at 11:45 am

Yes, the title would have given them an excuse to make a big song and dance over nothing. It is a silly title - but it is largely serious factual content. If its an attempt at sarcasm or satire - then fine - but remember, we’re dealing with very narrow-minded and obedient individuals at WINZ and the MSD. They lack the intellectual, creative and complex thinking ability so the title would have been enough for them to exaggerate. This habit of bureaucrats jumping the gun seems to have gotten worse since Labour became government.

Sahun
August 5th, 2007 at 11:46 am

The title would have given them an excuse to make a big song and dance over nothing. It is a silly title - but it is largely serious factual content. If its an attempt at sarcasm or satire - then fine - but remember, we’re dealing with very narrow-minded and obedient individuals at WINZ and the MSD. They lack the intellectual, creative and complex thinking ability so the title would have been enough for them to exaggerate. This habit of bureaucrats jumping the gun seems to have gotten worse since Labour became government.

Adam
August 5th, 2007 at 4:14 pm

It all depends on the case manager, though, doesn’t it? One may let you have dental work to be paid by W&I; another may not. You may be legally allowed to have the dental work and have the Government pay for it for you but it can take a hell of a long time if you have a slack or mean or useless case manager.

Nick Archer
August 5th, 2007 at 4:56 pm

Good point Adam, that’s why the Peoples Centre exists, you are entitled to the things mentioned in the artcile by LAW (regardless what some of the reactionaries say on some the contents above e.g. calling people bludgers), and if the case manager refuses these entitlements even when you are jumping through the hoops they are not doing there job fairly.

WINZ have over reacted big time about this whole article, nothing illegal about the article, WINZ just don’t like being pointed out for not giving people their full entitlement (because just like the cops with their speeding tickets quota, they get rewarded for giving as little money out as possible).

As for those comments like:

“This is not ripping off WINZ - This is ripping off the tax payers.” - Tracey

NO ITS NOT! Because the government made these entitlements LAW/POLICY

“i had a job as soon as i finished training. i have no sympathy for students moaning about money. there are other ways to live without ripping of the NZ tax payer!” - Hahn

THATS THE POINT of the article if you don’t have a job you STILL need clothes for an interview that’s what the clothing allowance is intended for! Not every student has a job lined up already!

“get a job and stop spending my tax money!” - barry

WHAT DO YOU THINK STUDENTS ARE DOING BARRY??? They are getting qualifications so they can get a job and a lot of them have to BORROW a pittance ($150 per week) just to live through the Govt Loan shark system…

THERE IS NOTHING WRONG WITH THE ARTICLE! It is LEGAL and rightly so sticks it to Work and Income for being stingey bureaucrats…

There is nothing wrong with good debate about welfare in general (e.g. should we have it or not) but personal attacks and calling people bludgers without saying anything constructive is a waste of time.

Jess
August 5th, 2007 at 8:44 pm

Shaun: Nice to see someone else knows of these websites as well. They can be very handy to find out what you are ENTITLED to whilst on a benefit/studying. Interesting points on both asides of the coin.

And the electricity comment is correct, it has to be a disconnection notice to receive a loan from W&I to pay the bill, please note the loan word. They do make you pay it back.

Food Grant ‘limits’ Single person $250 per year - DPB whilst studying with 2 children $450 per year, Single with 3 children $550 per year. (Not sure on couple) T

raining Incentive Allowance is a maximum of around $3,600 per course/12 months. So sometimes there will be having to get TIA and also get a student loan to cover excess fees/costs.
TIA can also cover childcare costs whilst studying. Last point:

If there are 3 - 4 students in 1 flat and all going in for food grants every other week, W&I will query about it and you have to have receipts to show where you’re money has gone and have an ‘unexpected, unforseen urgent need’ crop up. (Not the campus pub or car insurance or credit card payment.

Here’s an idea, maybe get someone to work on campus with Studylink/W&I advocacy help….

dave
August 5th, 2007 at 9:20 pm

Paul wrote” Why should someone who gets pregnant, goes to prison, or simply doesnt work and lives on a benefit for long enough get their student fees paid for out of a training allowance, while someone who has never depended on a benefit has to pay for thier own?”

Exactly. You`ll have to ask your MP that one. Work and Income have no say in the matter.

Seann
August 5th, 2007 at 10:28 pm

Paul wrote” Why should someone who gets pregnant, goes to prison, or simply doesnt work and lives on a benefit for long enough get their student fees paid for out of a training allowance, while someone who has never depended on a benefit has to pay for thier own?”

Well, all kinds of pregnant women get extra help, all sorts of people go to prison, all sorts of people (including rich ones) don’t work. So none of that is relevant. However, people who have never depended on a benefit or some sort of income support at all are often better off than those who do. In an egalitarian, democratic country, those who struggle financially are given extra help. SImple.

Seann
August 5th, 2007 at 10:44 pm

ADAM wrote: It all depends on the case manager, though, doesn’t it? One may let you have dental work to be paid by W&I; another may not. You may be legally allowed to have the dental work and have the Government pay for it for you but it can take a hell of a long time if you have a slack or mean or useless case manager.

One way around this and any other instant refusal is to ask “Can I have a reason in writing now?” The case manager probably won’t want to do that. But it is important to record everything said — try recording with a dictaphone (the CM can ask you not to, so just say - “Fine, but this is going to take time…then get a pen and paper out - they can’t prevent that — or take a friend who can be your scribe…). Another legitimate strategy is to state: “This is an emergency situation, please hold an administrative review of decision immediately”. The case manager MUST have the refusal reviewed by his/manager straight away. If this doesn’t work, request a Review of Decision and write a letter of complaint, start with the Service Manager of the branch. Any old piece of paper is fine. There is a form though. When writing, one only needs to state: “Please review the decision” and sign and date it with your WINZ client number. No need to go into the complexities etc. Never give WINZ information they don’t need to have - less is better. As others have said here - see the Wellington People’s Centre at Lukes Lane - the advocates are trained in understanding legislation - and policy - but they focus on law first.

Steve Nicoll
August 6th, 2007 at 10:31 am

Do you have stories about Work and Income? Have they treated you unfairly? Salient is interested in speaking with you. Please call 04 463 6767, or 04 463 6766.

Steve Nicoll

Jazz
August 8th, 2007 at 6:19 pm

Contact a benefit advocate if you are a student or a single mother, etc. I was struggling and they helped me out. It is not ripping off winz. Beneficiaries get taxed too fyi. You have to give winz your IRD number for that reason. For anyone putting down those on a benefit, consider this-you don’t know WHY they are on a benefit. You don’t know their life story so please don’t judge. Myself and many people I have known on a benefit, don’t like being on one. We hate it. My mother was on DPB for years. Solo parent and later an adult student studying a BA in Pyschology.
I was made redundant and had trouble getting a job plus I had have chronic fatigue. I study via correspondance and a free computer course. I occassionally get contract work. Extra/acting. Not a dole bludger!!!!!!!!. I used to work full time too. Just standing up for people like me. This is a good article mainly aimed at ex fulltime students. They have big enough loans to deal with so they deserve more help. My flatmate for example, studied at a drama school for three years full time $33,000!!!!!!!!. She doesn’t really get much work and is on PACE a benefit through Creative NZ. Winz never suggested any extra supplements to her. She is living off $160 a wk!!. That’s shocking!. Now she is looking for ANY job just to have money and to start paying off her mammoth loan. She can’t just wait for work. Stupid erratic film industry. You see my point?. Cheers

Jessi
August 13th, 2007 at 8:29 pm

Exactly, those people who are complaining about students getting an extra benefit or two here and there should try living off $150 a week, having over 30 hours of uni a week, studying for at least 3 hours a night on top of that, and struggling to fit in a couple of hours work here and there to give a little bit extra to the budget.

devildjg
August 15th, 2007 at 12:07 pm

I thought this article was irresponsible - and there is nothing much in the article that isnt already on the Work and Income website. Maybe posting a link would have been more useful?

I spent 4 years as a Case Manager - and it was the most rewarding job Ive ever had. Generally speaking, you often meet people who are at their lowest - people who have recently been unemployed for the first time after working for 40+ years, people trying to escape abusive partners, people with short life expectancies etc… So forgive me if I dont have the same amount of empathy for a student who has no money because they went out clubbing… The secret to enjoying my job was not to buy into the sterotypes as depicted in this article… Getting people into work, and seeing them months later, happier, healthier and with a bit more pride in theirselves.

Most Case Managers and Service Managers do try to make a difference, and do try to provide their clients with the full and correct entitlements - they also try to help their clients towards work/training. There were often staff working long after the doors closed, without overtime. But does this ever get published??? No… I (and some of my colleagues) would also come in on Saturdays (again, often unpaid), but did that ever get published??? No…

And its not just about collecting a “dole” payment, its about providing a bit more financial freedom and better futures to New Zealanders.

There will always be stories of bad service - whether its Work and Income, IRD, McDonalds, the Dairy down the road…. and even *shock horror* benefit advocates…

And as for this article sending shivers up the spine of politians and senior MSD officials - I dont think so. They would be more concerned with the person on their desk than what some sensationalised article in a student newspaper. If it didnt make it into the Herald, it probably wouldnt even be on the radar. And for every article like this, there will be articles (especially in small town papers) about Work and Income helping people in genuine need.

seann
August 15th, 2007 at 12:23 pm

to devildjg:

WINZ doesn’t respect its workers anyway, still has bad pay and conditions after all this time… In some of my experiences - some case managers do a lot more than they are paid to do - with good intentions etc. And that’s fine, but in a way that’s why its such a disorganised and messy system - no distinction is made between policy, legislation, practice via the personal opinion of case managers. Using discretion, being reasonable and fair-minded etc is proper and should be allowed but unfortunately often the personal prejudices of the case manager takes over.

GET RID OF WELFARE to begin with and provide a livible supplement [for no reason other than to help out with $$$ - leave all the political underhandedness from both sides out of it) for everyone irrespective of age and/or income. Make it entirely automated - It will save millions for the country. NO BUREAUCRATS - YAAAY!

seann
August 15th, 2007 at 12:27 pm

PS.

I don’t want the State and its dogs poking their noses into OUR/MY business. Just give us the state handout and f-off!!!!

NO ACCOUNTABILITY REQUIRED. NO NEED - A CIVILISED SOCIETY WILL DO THE ABOVE IN RECOGNITION OF THE ECONOMIC INEQUALITIES THAT EXIST & WILL CONTINUE TO DO SO UNTIL PEOPLE WAKE UP

bob
August 16th, 2007 at 8:31 pm

hey devil djg
If you thought your job as a case manager was so hot and ” the most rewarding job youve ever had” - why aren’t you still there? Wjy did you leave?

Susan
August 19th, 2007 at 2:18 pm

Excellent article Dave. Well done. Susan ( the neo one)

James
August 20th, 2007 at 4:27 pm

A comment to Evee who wrote below:

Evee
July 30th, 2007 at 10:57 am

Thanks for perpetuating the stereotype of a lazy and unmotivated dole bludging student you fuckwit. Not all of us choose to live this way.

You are the fuckwit, yes you Evee. You obviously are better off then the rest of us and know nothing about the people who are looking for jobs and how easy it is to become depressed and eventually commit sucide.

Every bit of cash helps feed families…

You are the one that stereotypes people and for that you suck, try getting the facts before you shoot your fuckn mouth off.
As for your comment: “Not all of us choose to live this way.” I know why you dont, because you have money or your parents do, “ching ching”

So carry on with your life, “most likely with your eyes closed”, I would personally make them permanantly closed.

This is not a rip off, its the system, yes the system you, your parents and so on have created for us to live in, what a mess you have made

And dont think that all our taxes are paying for this because theyre not, most taxes are used for paying our interest on our countries loan from the world bank, and the interest we pay a week is: $3.5million a week, yes only interest.

So thanks alot Sapient for the help

Regards Jpurcell666

hunny
August 22nd, 2007 at 12:54 pm

umm this very excellent information for those who really need this support..BUT..there are a.s.s.h.o.l.e.s out there that use this system which is ‘ripping it off’ whether it be WINZ or the taxpayers..i know of people who would prefer to sit on their backsides playing PS2 all day waiting for thursday for the benefit and guess what??? they buy cigarettes, drugs and alcohol..these are the ones who force their partners to go on DPB so they can have their $$$$ to themselves, they have no regard for their family!!!

Evee
August 22nd, 2007 at 6:21 pm

James:

‘You are the fuckwit, yes you Evee. You obviously are better off then the rest of us and know nothing about the people who are looking for jobs and how easy it is to become depressed and eventually commit sucide.’

Dude, I just got a new job this afternoon. Not that I think that shoots your argument down, but I thought I’d let you know that.

What the hell is wrong with earning money?

The dole exists to support people who can’t find work. Most of the comments I’ve read from WINZ employees about people coming off work for the first time in years have touched me. But I don’t sympathise with the idea of presenting this information directly to students, because that can easily lead people to think that students are looking for ways to exploit the dole, instead of using their degrees to seek active employment.

‘I know why you dont, because you have money or your parents do, “ching ching”’

My finances are none of your business. Maybe you should concentrate on your own situation before making assumptions about people you’ve never met.

As for your death threats, just fuck off. Nobody’s afraid of you.

And don’t ever fucking tell me not to shoot my mouth off you little shit.

Jake Micallef
August 27th, 2007 at 4:52 pm

and if all this doesnt work then just get off your ass and get a job and pay your own way like everyone else has to. the benefit is supposed to help people as a last resort or in between jobs ya lazy pricks

melua
August 29th, 2007 at 3:14 pm

How to get rid of welfare - bring on the drug testing! lol..

Phillip
August 29th, 2007 at 3:47 pm

Hi Steve,
I think you’ve missed all the hating on this page.
Please delete it forthwith in accordance with your censorship policies.
Thanks,
Phillip

devildjg
August 29th, 2007 at 6:06 pm

Main motivation for leaving: Had to coz my current girlfriend was working there. She was also in a senior-ish position in our office and I didnt want to put her in a compromised position. So I went for another job in head office and got it.

It was also my first real job - so I didnt really have anything to compare it to in terms of the satisfaction I was getting etc.

Dont get me wrong - there were bad times when I wanted to quit etc… But the old cliche is true - “you get out what you put in”…

In my experience, Work and Income DOES respect it workers… I always got huge support and encouragement from my bosses… Sure, the pay isnt the greatest - but I needed to start somewhere…

The other thing to keep in mind is that Work and Income is a massive organisation - so cultural change takes forever… In the 4 years I was there, the amount of change was unbelievable - and most of the changes were around supporting better customer service.

Rob
August 30th, 2007 at 11:24 am

In the year 2002 I earned $50k gross. Once I had deduced all money of no substance to me (all taxes, registrations, levies, permissions, licenses and interest etc) I was left with $11,500. Then, after I had paid for electricity, phone, medical, basic clothes and food for a family of three - I was left with $288. This was my true discretionary income… With this I was supposed to maintain the emotional, psycological and physical well-being of three people. The GST I paid for this year equaled 18 weeks of my food budget and the GST I paid on the food alone was 3 weeks of my food budget. $288 equals about 11 cents per hour. At the age of 15 I spent 12 months in Waikeria Borstal - here I was paid 12 cents per hour. I am of the opinion that this government and all before and all after do not want us to succeed in life; or to be happy in our endeavours… only that we would offer our bodies up as a continued sacrifice for the extraction of money for the payment of interested on a national debt to which repayment of principle is never factored… ie, tax demands just keep going up and up and up…

marlene
August 31st, 2007 at 8:06 pm

Hi im a single parent with a 17mth old and a 3 yr old , yes my choice, so im on the dpb also. I would love to go to work and have some real money in my pocket and have a brake from being a mum 24/7 !!But the reason i CHOOSE to be on the dpb is so i can spend time grown up my children to the best i can, i also dont have alot of support were my kids are concerned for me to go back to work and as much as there is help with winz paying for childcare , there is no way im leaving my kids with childcare minders in this day n age just so i can work fulltime and have someone else bring up my kids . no thanks I make do with dpb . as my kids get older and go to school yyyep il be getting work i really miss it ,but for now il be taking advantage of winz when i need it . a mothers job is 24/7 not 8hrs a day yet we get fuk all for it . lifes what you make of it aye no ones perfect . iv payed a shit load of taxes in my years working , and now thanks to winz i can take time out to be a mum ,is that so bad ????

Phillip
September 1st, 2007 at 12:31 am

Yeah, that’s awesome - you know what? I wish my parents could’ve done the same. Unfortunately for them, they had to work to pay your benefit. I’m not bitter. I’m glad you enjoying bludging.

Sophie
September 7th, 2007 at 6:00 pm

Well Philip, your parents did the right thing then eh? Instead of raising their son to be a fair & discerning member of society who prefers not to bag on single mothers to extend his manhood, they decided to pay taxes for dole bludgers and other such low lives out there. Thanks for showing everyone what a benefit to society your parents have been!

Rob
September 17th, 2007 at 2:23 pm

In any other country this would not arise. Hence why so many “students” come to NZ and stay on, while earning external income offshore via the extended family. What a holiday camp for immigrants.

Moha
October 8th, 2007 at 12:05 pm

Wow thanks dude you just gave a idea to a open a center for teaching afghan and Somalis immigrants to get more money form WINZ.
$$$

Rob Gillard
October 10th, 2007 at 1:54 pm

I have been on an Invalid’s benefit for 10 years. Before anybody calls me a bludger I had a motor ACCIDENT which left me with a “permanent and serious disability.” After ACC weaseled out of their responsibilities I was left in the hands of WINCE (oops,sorry, WINZ) As a single guy I have been left on a absolute pittance. Even with all the additions and extra allowances and having been left a freehold flat by my dear old Mum (RIP) I can still only just cope. My budget does not include fripperies such as clothes, holidays, WoF and registration, Christmas presents for the great nieces, booze, going out with my mates to a restaurant or a show etc etc. Thank God my sense of humour is intact!! However I was in the work force for 26 years and paid my taxes. The benefit is my due and I am not ashamed to collect every damn penny I can squeeze. If someone uses WINZ for a helping hand to get started or to support them if good times go bad then that’s fine by me.

Sylvie
October 10th, 2007 at 10:55 pm

Sum people on here need to get real and realise that some people arent on a benefit to bludge but to survive. My (ex) partner walked out on me only a few wks after we found out i was pregnant so i knew from the outset i would be a single mother. However i kept my very physical job as a farmer up until the week before my son was born, then we lived off my holiday pay for the next four weeks. My son was in hospital for his first month and was in and out of hospital for a few months after that. Needless to say, going bak to work wasnt an option for me at that time, and i had ZERO support from his father so i had to rely on a benefit to get us thru.
My point is that for sum, turning to Work and Income is a matter of necessity rather then one of laziness. So maybe think twice before labelling beneficiaries as bludgers!

Dora
October 15th, 2007 at 10:44 am

I am an older person. 6 weeks ago WINZ decided they had lost my Disability Form and have stopped my Disability payment. I have been over to the Naenae Office 6 times and each time have been told it is being dealt with, but still nothing has happened. Could anyone please advise to whom do I now turn to. Thanks.

George
October 15th, 2007 at 9:53 pm

OMG! The person whom wrote this was a real dreamer! I am a case manager, and I could tell you a few things! Firstly about full and correct entitlements!! We are not only encouraged 2 look at clients full and correct entitlements, including TAS, SNG’s and make sure they are on their correct benefits, we are also pretty much graded on what service we give our clients!! A case manager whom doesnt give full and correct entitlements, has clients come in more often for reactive appointments-where they cant manage on their budgets, rather than proactive appointments, where we help clients into work, courses etc-anything to better themselves!! A case manager whom doesnt do this-finds themselves very busy and overloaded with client demands, or with other case maangers demands-as that other case manager is overloaded so others have to pick up their work too! The hardest thing is trying to educate someone on how to manage their money to the best they can, and not putting judgement in the way. As a case manager, i find myself very fair, honest, informative and reasonably proactive. Someone that is working-can be alot better off than someone on a benefit! you can possibly be entitled to working for families-for your accomodation supplement, TAS, disability allowance, childcare subsidy etc, then IRD can pay Family Tax credit, In work tax credit, Child support (which you dont normally get while on a benefit unless its a private agreement-which is then charged against your benefit) etc. WINZ is actually there to help those people whom need a bit of help-whether its financial, searching for work, etc. Its just a pity that there are those out there whom use it, defraud the department and ruin it for others.
There is some really good information in your article, unfortunatly a bit of it is misleading and quite judgemental.
If you are on a benefit, ask your case manager what else you may be entitled to, ring the call center and ask for a “How we can help you” brochure etc. You will find they are usually more than willing to help. Also-I noted the Peoples center? was mentioned in this article? That is an excellent resource. They keep up to date with alot of information relevant to clients, and sometimes make it easier for a client to come in with them, as it can be quite stressful coming into WINZ for some people.
To the person whom wrote this, go in and get some phamplets, update your information and be a little less critical and a bit more positive in what you are saying. Yes there is alot you could be entitled to, doenst hurt to enquire does it??

CM

Dora
October 16th, 2007 at 10:25 am

Dear George, in a way your article has given me some information, but I have asked to see the Manager and Assistant Manager and have been told “they do not deal with complaints”. so had to leave them a written letter two weeks ago. Still haven’t heard anything. please what is my next move??? Go to Head Office in Wellington????

Elaina
October 17th, 2007 at 4:18 pm

U R rite, not all people are dishonest but I did cheat da system. I lived in George Street, Stokes Valley and bought a house with the help of my parents. In the last 2 - 3 years have worked under the table whilst receiving the DPB. My family knew of my situation. Im sorry but now I am moving to the Gold Coast to live and work with mum and dad.

Cushla
November 2nd, 2007 at 11:16 am

Well your an idiot aren’t you!! For some of us who did attend Uni and now work for a living it sickens me that my hard earned tax goes to bludgers as much as it already does without scum like yourself encouraging more lazy shits to get anything and everything they can. Encourage people to get a job and look after themselves rather than to live off others who do have a life!!

Cushla
November 2nd, 2007 at 11:17 am

Well your an idiot aren’t you!! For some of us who did attend Uni and now work for a living it sickens me that my hard earned tax goes to bludgers as much as it already does without scum like yourself encouraging more lazy shits to get anything and everything they can. Encourage people to get a job and look after themselves rather than to live off others who do have a life!!

Larissa
November 6th, 2007 at 1:24 am

To be honest, I actually liked the article…not the topic so to speak…but I appreciated having a good read up on things I didn’t know existed - and all available to the public.

Yes the article has caused an uproar. Some things I think were misinterpreted. It was an individual yet informative outlook on a way of survival for alot of NZers out there. Alot of comments both negative and positive being thrown around…so I think it’s only fair that since I’m posting a comment, I might as well have my say.

I have nothing against people who are on benefits. I pay taxes just like alot of people out there…and it only pisses me off when I hear of people claiming DPB while their partner who lives with them earns upto $1000 per week, and they’re basically getting around $1100 in the hand. That’s just greedy and unfair. And those people deserve to be caught out. But some people do it to survive. Like when your partner gets $68 dollars per week on student allowance and you have two small children. What are you supposed to do?

I would probably say that for the family trying to better their situation by getting educated to get employed and off the benefit - I don’t mind. For them, it’s survival.

But to the family who can’t be bothered living off your partners income because cutting off that extra boost - means no new luxuries this week. Stop being greedy and stop ripping off the system!

dave
November 6th, 2007 at 12:07 pm

Elaina, you should be ashamed of yourself.

Dora - ring the peoples centre and talk to them. Or e-mail me at dave@salient.org.nz

George, you dreamer - I wrote the article. What information do I need to be updated on. Do tell. How many people have you put into work this week?

Laura McQuillan
November 6th, 2007 at 9:03 pm

I think some people are missing the point. This article isn’t about how to rip off the government/taxpayers. It’s informing you of benefits you’re legally entitled too. Any issues should probably be sent to the government, rather than posted on the Salient website (we don’t really give a shit, mans).

Evee
November 6th, 2007 at 10:36 pm

Then why is it called ‘How to Rip Off WINZ’?

Tristan
November 7th, 2007 at 12:52 am

Because sensationalist headlines attract readers, and thus get info out better to those that need it better than moderate headlines ever could.

Evee
November 7th, 2007 at 1:12 pm

That’s weak. The headline is an inaccurate summary of the article and enforces negative representations of students.

dave
November 7th, 2007 at 3:43 pm

No its not. Yes it is. No it doesnt.

Evee
November 7th, 2007 at 3:59 pm

Are you the author? Did you think up the title yourself or did somebody do that for you?

dave
November 7th, 2007 at 4:12 pm

evee, if you understood anything about journalism you would know that writers do not sub or title their own stories. So, yes, I had no control over that title, m’kay.. I found out the same way you did.

Evee
November 7th, 2007 at 4:37 pm

it’s a bad title

Douglas
November 7th, 2007 at 4:44 pm

tuning in the old internet

dialing up salient fm

listening to a discussion about an article that was published 3 months ago

good quality radio

Evee
November 7th, 2007 at 4:56 pm

eat a drug

Tristan
November 7th, 2007 at 8:06 pm

“That’s weak”

Hey, if it’s good enough for NW, it’s good enough for us…

Laura McQuillan
November 8th, 2007 at 10:47 am

Yeah man. No one complained about the story I called ‘Win a pony!’ that was about some boring tertiary funding or something. And that was way inaccurate. There was NOTHING about ponies in that story.

evee
November 8th, 2007 at 2:16 pm

..thats because you left off the z in WIn.

Evee
November 9th, 2007 at 2:26 pm

^^^^^^^^^
faker

poor titling = poor magazine

Dougal
November 9th, 2007 at 5:21 pm

beating a dead horse here

new editor, and hopefully a new direction for salient (no titles left behind…)

Evee
November 9th, 2007 at 5:34 pm

Salient is rubbish and poor quality in the year 1956. I wipe my toes with it/ Steve Nicoll is a bad editor. A drunken bum could do a better job than steve nicoll. Let us reflect - Most faults and problems can be attributed to steve nicoll’s terrible lack of professionalism in the year 1825

tristan
November 9th, 2007 at 8:00 pm

I think I finally understand Evee. I thought she was mad but now realise she is a time travelling genius….

Michael Oliver
November 9th, 2007 at 8:38 pm

Evee is a Tralfamadorian

Evee
November 9th, 2007 at 9:11 pm

Thanks, but I don’t watch Transformers.

Michael Oliver
November 9th, 2007 at 9:18 pm

Evee’s tenure on Salient.org.nz summed up in one post.

Michael Ontkean
November 9th, 2007 at 9:43 pm

MAKE WAY FOR THE NEW GENERATION!

Michael Oliver
November 9th, 2007 at 10:07 pm

scott timmins kills steve irwin what a spiggin hufter

Michael Ontkean
November 9th, 2007 at 10:10 pm

ISP loll let me just chec my gmail accnt

Dougal
November 9th, 2007 at 10:47 pm

twin peaks was a good show, loved your work there michael ontkean

Michael Ontkean
November 9th, 2007 at 11:00 pm

Please … mine was but a small part to play. I am an attendant lord to the likes of the inimitable Kyle McLachlan

Dougal
November 10th, 2007 at 12:44 am

don’t beat yourself up you’re a good actor and a good friend :)

Arun James Dahya
November 26th, 2007 at 4:37 pm

Recently I was laid off from work, and then signed up for the dole, grudgingly. I searched hard for work, at one point applying for 48 jobs in one day. I managed to get an interview in Hamilton (I am based in Wanganui), which WINZ paid for, however they told me they expected me to travel there, attend the interview, and travel directly back. At the interview, which was on a Friday, I was told to report back to the company on Monday to sign papers, and that I had pretty much got the job. Managed to find a way back to Hamilton on Tuesday (at my expense, because WINZ told us they would help us make up the rent money I had to use to get there)signed the papers, and was told I would be working for them soon, pending my security clearance. Meanwhile in Wanganui, our notice had been put in, with the final inspection date looming up at us. Our car is stuffed, sitting in the garage waiting for a part. My wife has been into WINZ several times where they told her they would pay for the part. Now, just today, two days before our final inspection date, Rachael Burroughs of Work and Income Wanganui has refused to make back up the two weeks worth of rent promised to us, refused to pay for the car repairs promised to us, and to top it off when we explained that we now have nowhere to stay in Wanganui, that’s me and my pregnant wife and two small children, all she had to say was (and I quote) : “That’s not Work and Income’s problem”. So now, if I pack it in with the job, they cut my benefit. If I don’t I have no idea when the work will start, or how I am going to get back to Hamilton, let alone where my family will stay.

I’ll be sure to post back on here later, in case anybody would like to know how we end up getting by!

lil
December 9th, 2007 at 9:11 pm

This is the first time I have visited this site. Very interesting reading. I work with people who are in the benefit system through no fault of their own, most of them would prefer to have paid work. We have a falling rate of skilled persons of all ages in this country, mainly because of the exodus to countries that offer more of everything. The student loan scheme has resulted in huge personal debt for many people who wanted to improve their employment chances. The benefit system, though it is intended to be a support mechanism, and not a permanent way of life, is seriously flawed and poorly implemented, often by staff who either dont know, dont care or are just not interested in the clients situation. Some are even openly racial, biased against disabled and elderly. The most vulnerable. We, as a nation, are not advised of any legislative changes looming, not are these changes explained in advance, clearly, so people know what to expect. There will always be those who
rip off a system, their actions end up penalising the innocent and vulnerable. We, the
average New Zealander, pay, by way of taxes etc. for all sorts of things, Politicians
Salaries, their Perks, refurbishing WINZ and Parliament Offices, replacement vehicles, you name it, it is probably covered. The financial management of New Zealanders Money in Government Coffers is deplorably wasteful and misused. There is no real accountability. Seldom when something financial is taken away from the people, it is not replaced, costs increase without consideration for covering that.
For example, petrol, in my case I have gone from using $20.00 per week to using $60.00 plus, and I use my car less. A vehicle is vital for many, there may not be public transport available, (person may have a disability that precludes them uisng it)
a person may need top get to and from work and public transport is not viable. Someone may be looking for work< ( as with a phone) a vehicle is a vital piece of equipment today. No-one gets extra assistance to cover the rising cost of petrol, this must surely affect most households. The inflation?????!!!!! adjust cost of living increase the beneficiaries, and ACC recipients, and wage and salary earners should get, does not cover, nor keep pace with, the speed with which living costs are rising. It has not done so fopr some years.
New Zealanders need to be looking at what they are losing, and start asking why?
Then start asking for a leadership in government that will be seen to address these ills.

Sonia
December 26th, 2007 at 10:44 pm

An informative article, albeit one sided. I think as a nation we are very fortunate. In most countries they do not have financial assistance, help with job placements or training, all of the services WINZ provides for free. I was a student once and was very grateful for the assistance. I was a solo mother on the DPB once and again was very grateful for the assistance. I now work damn hard for my money and do not begrudge anyone who uses the services that WINZ offers with the right intentions. Never judge someone until you’ve walked a mile in their shoes, and yes it does come down to choices but who is to say you won’t be unfortunately placed in the situation where you need financial assistance from WINZ. I think your article has been very informative and helpful to those that may need extra help, which lateley seems to be most of NZ.

Sira
January 8th, 2008 at 2:18 am

My story might even shed some light on this. I’m on invalids for sickness that is no fault of my own and in some ways could even be blamed on the government for situations I were in and they were aware of yet did nothing. I’m over 18 and under 23.

I have no choice but to live on my own; as in, I can’t live with other people. Not that I wont.

From the day I walked into WINZ it was bad news after bad news, and every single day I still dread getting a letter from them saying for one reason or another my benefit has been cancelled, I need a new medical certificate (was on sickness before invalids), I need to go do something that’d be more stressful and time consuming than actually working in itself. They made me work for my benefit.

So now I live in my own in the cheapest, smallest, apartment I could ever possibly find.

And I can’t afford to live here anymore, because the financial stress is overwhelming and I’m finding myself going completely bankrupt trying to pay the bills.

They absolutely refuse to help me pay for my phone and/or internet which without would lead to complete isolation almost the rest of my life as I depend on both as a medium to keep in contact with other people. If I could get to a doctor, which even had I little financial problems would be stressful for me, I could explain, with extreme difficulty, how I can NOT go without it, it’s possible, that when I’ve worked myself half to death, I might get an order for them to *help* pay my phone bill, which, in experience, would get me $5 a month extra.

So because WINZ neglect to give me sufficient money or putting any effort into understanding that I have two simple necessities common humanity DON’T share with me (net/phone and living alone) I rarely get to so much as eat properly.

I’m sick, and thanks to WINZ, I’m only getting sicker because I have no time or money to get treatment. Over time I have learned this stuff that is in this guide, and it’s because I needed it (not because I wanted or planned to rip anyone off) and it is good information for people with a LEGIT situation.

I once asked WINZ for $30 for a doctor, and they said since they pay me $1 a week over the course of the year I am expected to have the money for it myself for maybe two visits per year, and this is the treatment given to someone who has no real hope of having an actual life - I’ve needed a doctor for months and months, and I will never get to see one. Every day I dread when my shoes fall apart, my clothes are all torn, something essential breaks, because I can not pay it. And I can not afford to pay an advance.

This is what WINZ is to me.

Beth
January 8th, 2008 at 12:52 pm

Re: Sira comment

I for one have tried to find suitable employment over the past few years but it is not a easy thing to attain. I have multipliable illness that limited what I am able to do.
I am luckily in that I do have a part time job which I am only able to do with the help of taking pills to keep me standing. Three are days that the pain drives me insane but now with the pills I can work, but the side effects leads to other forms of being ill and not able to work. I totally understand that there are those who so rip off the system but there are those who do not.
Each day is a blessing when you have the strength to get out of bed and be able to do the daily task of taking care of oneself, it is when you are unable to, when you are the person who is alone with you illness. But even as you are alone you are made to jump through the WINZ minefields of red tape. Never once getting a clear path to the end as you proform for a person who while trained in the art of what you are able to get and not get but never really understanding what it will mean for you, when they have a job that paids them enough to paid their bills.
But you get to joy of jumping from mine to another with no one to turn to, it is in that moment that it doesn’t seems so fair.

dave
January 8th, 2008 at 10:13 pm

sira, if yuou leave a contact enmail address or ph number here I`ll contact you - alternatively ring the Salient office and ask for me - I should be able to offer some assistance in your dealings with WINZ.

Linda (Porirua)
January 9th, 2008 at 12:59 am

Mike Bryant is wallowing in total ignorance! There are some very cruel case managers out there who deliberately withhold information from suffering clients. When I was studying on the DPB my accommodation costs were killing me. My children were literally starving, I used food grants up very quickly. My case manager was very aware of this. I only learned from the financial assistance person on campus during my second year that there was such a thing as a Special Benefit, and that I qualified. On going back to my case manager and asking about it she just shrugged and said OK. She was very aware of entitlements. Also, assistance for medical care is a total failure, as it only pays in arrears, so if like me you can not actually afford the first Doctors visit, you don’t get any. If you can not afford the first prescription, you get no help as you have to produce a receipt to qualify for help.The truth, Mike Bryant, is that beneficiaries are treated as scum by quite a few of your people, and you have some staff who can only be described as sadists who get their kicks out of watching children starve. I am not exaggerating. I and my children lived it. Is it any real wonder, as recent media articles have reported, why more and more people are being hospitalized with easily treatable and preventable illnesses?

Nic
January 9th, 2008 at 2:37 pm

i got the wandering eye do do do do doo

andy
January 9th, 2008 at 9:35 pm

Anyone on a benefit needs to have these links bookmarked:

Rates/Cutoffs: http://www.workandincome.govt.nz/manuals-and-procedures/deskfile/index.htm

Core benefit Info (including qualifications):
http://www.workandincome.govt.nz/manuals-and-procedures/income_support/main_benefits/index.htm

Extra Help (supplementaries/SNG/advances)
http://www.workandincome.govt.nz/manuals-and-procedures/income_support/extra_help/index.htm

Employment and training help:
http://www.workandincome.govt.nz/manuals-and-procedures/employment_and_training/index.htm

Complaints can be done via the Contact Centre, and are responded to pretty quickly. There are plenty of changes introduced recently, the onus is now on the Case Managers and Customer Service Reps to fully inform clients of all possible entitlements.

Shitkicker McGee
January 10th, 2008 at 12:35 pm

Nic this is no time for Fat Freddy’s!!

Rachel Hona
January 11th, 2008 at 10:13 pm

I cant believe it…Talk about trashing the down and out.My god if you walked into winz this many times you would be a full time employee…to claim these many things…You have your head on planet pluto.I have been on the DPB And i spent 6mths watching my daughter try to survive..She was born at 24wks Gestation.Her father hopped on a plane back to ozzy the day i watched her have 10 apanea attacks one after another,she was on oxygen for months and we left the hospital with her on oxygen.I went to my rented apartment not flash but clean to live off a measley income.I was a high income earner before but couldnt go back to work.They dnt have oxygen cylinders at daycare.And i didnt envision been a single parent.But yes im responsible i stuck by my baby, her father didnt and now we just get by,I kid you not.This has been the most challenging year of my life.And those of you that work good on you be grateful you could end up like this one day.Who knows whats around the corner?
No one in there right mind likes to live in poverty,you definitely dont get rich this way…Have a heart and sort out your ego…..Dickhead..

Rosemary
January 15th, 2008 at 8:50 pm

I totally agree with Linda,
I am sure that when this article was written it was by a person who hadn`t had a traumatic experience or had a life changing event so bad that their life would never be the same because when you`re down and vunerable the W&I system just has no room for mercy or compassion, even when facts are presented they still are very deceptive, unreasonable and it is impossible to get a straight answer to a question.
I think the title is appropriate because that`s how the case managers seem to treat the add-ons, as though even to mention entitlements is ripping them off.
Thank-you for the information, it will help alot of people, I had no idea these things existed. The first time I walked into a W&I office I thought how strange to have a security guard by the desk, after one visit I knew why. Desperate, not having enough money to put food on the table for a growing child,frustration and being treated without any rights.

dave
January 16th, 2008 at 12:11 am

Actually Rosemary, I worte that article. And youy are so wrong. I have been made redundant twice, and have been a client of WINZ, so I am well aware of the WINZ environment. Also, WINZ staff are not as unreasonable as you make out.

kerron davy
January 17th, 2008 at 4:36 pm

plz give me my money back you say you would give me my money if i did not l